Money management, budgeting and saving in plain language.
Since 15 September 2026, Spanish operators block texts using sender names not listed in the CNMC registry. What it fixes (who's sending), what it doesn't (what the message says) and 3 checks so you don't miss your bank's genuine alerts.
The more accounts you spread across banks, the easier it is for one to start charging fees you don't notice — the average maintenance fee in Spain is now around €160/year, with some banks charging up to €240. This post walks through a 15-minute audit to catch it, account by account.
Earning more doesn't always mean saving more. Here's why tracking and cutting your expenses usually has a bigger, faster impact on your savings than a raise — and how to start today.
